Following are answers to some of the most frequently asked questions.

How is this different from a bank loan?

We purchase future credit card processing receipts.  Each night that you batch, we collect a percentage of the credit card sales; we continue the process until the advance is fully paid.

Since this is not a bank loan, there is no interest or fixed term or payment schedule that is typically associated with bank loans or traditional funding.

How much funding can I receive?

That depends upon your monthly credit card volume. Typically, we can provide 100%-150% of your monthly credit card volume.

The best thing is to call one of our highly experienced sales representatives at 888 457-9995 for a FREE consultation on how much you qualify for.

When will I receive funding?

Assuming all the necessary documentation will be provided to us on a timely basis, you will receive your funds in 7 business days or less.

My Visa/MasterCard monthly volume doesn’t meet the requirement—but if you add in the other credit cards I accept it does. Can I still qualify?

Yes.  We can work with all major credit cards as well as debit and EBT.

Do I need to switch processors?

You will need to switch to a partner credit card processor, and they will match the most common rates.

Will taking a merchant cash advance affect my credit?

No.  As long as you meet the terms of our contract, this will never be reported.

Can I re-finance another advance?

Yes, we typically offer larger advances and at a lower cost than our competition. If you have an outstanding balance with another provider, we will need to pay the balance of your current merchant cash advance to your current merchant cash provider. We will, then, fund the difference directly to you

Can I renew?

Yes, after you have paid off a portion of your advance and are in good standing, you can apply for additional funding with us.

Is there a credit check?

We conduct a personal credit check as well as require some basic documentation, including some credit card processing statements, your most recent bank statement and proof of ownership of your business.

Our merchant cash advance is not a loan product and does not appear on your personal credit report like a business loan would.